# ProjectionLab

> Simulate your financial future.

Simulate your financial future. Modern financial, retirement, and estate planning tools to plan for early retirement, financial independence, and more.

## Facts
- Website: https://projectionlab.com
- Categories: Finance
- LotsDirectory page: https://lots.directory/products/projectionlab
- Listing state: Unclaimed. We listed this product from its public website, and its owner has not claimed it yet.

## Detailed info

## What is ProjectionLab?

ProjectionLab is a financial, retirement, and estate planning simulation platform. It enables individuals and financial advisors to model long-term financial trajectories and life milestones.

## What ProjectionLab does

ProjectionLab builds financial models across a lifespan to project cash-flow, net worth, taxes, and legacy. The platform runs Monte Carlo simulations and historical backtesting to gauge plan chances of success, and visualizes cash flow using Sankey diagrams. Users can evaluate drawdown strategies, model estate planning, and test tax optimization methods including Roth conversions, capital gains harvesting, ACA limits, and IRMAA cliffs. A dedicated Pro edition provides financial advisors with a client management dashboard and client seats.

## Who ProjectionLab is for

ProjectionLab is built for individuals planning for retirement, financial independence planners, and professional financial advisors seeking customizable financial modeling tools.

## How ProjectionLab works

Users enter financial accounts, milestones, and investment parameters, run Monte Carlo simulations or historical backtests, test tax optimization strategies, and compare multiple scenarios.

## Key features

- Monte Carlo simulations and historical backtesting to gauge the chance of plan success
- Cash-flow visualizations using Sankey diagrams to track income and expenses
- Tax optimization tools coordinating Roth conversions and capital gains harvesting
- Scenario planning and compare mode to evaluate drawdown options and investment strategies
- Estate planning simulations to estimate estate taxes and calculate net legacy
- Advisor dashboard with 10 client seats and client management features on Pro plans

## Pricing

As listed on projectionlab.com, checked 15 October 2026. Prices can change; see the site for current terms.

- Basic: $0 / year for forecasting, financial planning, Monte Carlo simulations, and historical backtesting
- Premium: $129 / year for cash-flow projections, tax optimization, Roth conversions, and estate planning
- Pro: $549 / year for advisors and coaches, including 10 client seats with additional clients for $2/month

## Facts from projectionlab.com, checked 15 October 2026

Written from ProjectionLab's own website ([Homepage](https://projectionlab.com/), [Pricing](https://projectionlab.com/pricing), [About](https://projectionlab.com/about), [Docs](https://projectionlab.com/help)). The maker can claim this listing to edit it.

## FAQ

### Does ProjectionLab offer a free version?
The Basic plan is $0 / year and includes financial forecasting, planning, Monte Carlo simulations, and historical backtesting.

### What simulation tools are provided in ProjectionLab?
The platform provides Monte Carlo simulations to gauge chance of success as well as historical backtesting across past market data.

### What tax optimization tools are supported?
ProjectionLab models tax strategies including Roth conversions, capital gains harvesting, ACA limits, and IRMAA cliffs.

### What capabilities are available for financial advisors?
The Pro tier includes an advisor dashboard to create and manage clients, with 10 client seats included and extra clients for $2/month.

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Source: https://lots.directory/products/projectionlab · Machine-readable context by LotsDirectory.